
Our Partners

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A six-month waiting period applies for natural causes of death;
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No waiting period will be applied for unnatural causes of death (provided that the Insurer has accepted cover or the policy before death);
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Twelve-month waiting period for suicide;
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All members must be related to the principal member of the policy;
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Active participation in a riot and nuclear activity is excluded;
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No repatriation benefit included;
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No replacement of loved/deceased members allowed in policies;
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Children's benefits are paid per benefit scale;
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No paid-up benefits;
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Premiums are payable monthly;
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Principal members are provided with a 60-day grace period. The reinstatement process of EUM needs to be followed. Allowing you only to cover paying members;
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Claims are paid by Safrican within 2 business days after submission of a claim, provided that premiums are up to date, all documents were received and are clear en legible;
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Claims are paid to the service provider (funeral parlour), principal member or beneficiary.

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Minimum membership requirement of 200 policies;
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Old Mutual will do the quote according to your membership and claims history;
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A six-month waiting period applies for natural causes of death;
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No waiting period will be applied for unnatural causes of death (provided that the Insurer has accepted cover or the policy before death);
-
Twelve-month waiting period for suicide;
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Plan prices depend on the lives covered as indicated in the above categories and the age of the insured;
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Active participation in a riot and nuclear activity is excluded;
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Repatriation of mortal remains included for more than 100km of transport (one way) and only within the borders of South Africa;
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Children's benefits are paid per benefit scale;
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No paid-up benefits;
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Premiums are payable monthly;
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Principal members are provided with a 60-day grace period. The reinstatement process of EUM needs to be followed. Allowing you only to cover paying members;
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Claims are paid by Old Mutual within 2 business days after submission of a claim, provided that premiums are up to date, all documents were received and are clear en legible;
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Claims are paid to the service provider (funeral parlour), principal member or beneficiary.

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Rates calculated per scheme on quote done by Insurer;
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The minimum requirement is R50 000 monthly premium (Underwriting not available to smaller funeral parlour schemes);
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Premiums are calculated on gross premiums, permitted claims ratio and fees to EUM and Brightrock. Your claims experience and gross premiums determine your premium. Complex underwriting model offered only to parlours with software systems and extensive knowledge of underwriting;
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A six-month waiting period applies for natural causes of death;
-
No waiting period will be applied for unnatural causes of death (provided that the Insurer has accepted cover or the policy before death);
-
Twelve-month waiting period for suicide;
-
Active participation in a riot and nuclear activity is excluded;
-
No repatriation of mortal remains;
-
Children's benefits are paid per benefit scale;
-
No paid-up benefits;
-
Premiums are payable monthly;
-
Principal members are provided with a 60-day grace period. The reinstatement process of EUM needs to be followed. Allowing you only to cover paying members;
-
Claims are paid by Brightrock Life within 2 business days after submission of a claim, provided that premiums are up to date, all documents were received and are clear en legible;
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Claims are paid to the service provider (funeral parlour), principal member or beneficiary.
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Premiums are calculated on gross, permitted claims ratio and fees to EUM and Sanlam;
-
A six-month waiting period applies for natural causes of death;
-
No waiting period will be applied for unnatural causes of death (provided that the Insurer has accepted cover or the policy before death);
-
Twelve-month waiting period for suicide;
-
Active participation in a riot and nuclear activity is excluded;
-
No repatriation of mortal remains;
-
Children's benefits are paid per benefit scale;
-
Options include single policies, extended policies and 1+ policies;
-
No paid-up benefits;
-
Premiums are payable monthly;
-
Principal members are provided with a 60-day grace period. The reinstatement process of EUM needs to be followed. Allowing you only to cover paying members;
-
Claims are paid by Sanlam within 2 business days after submission of a claim, provided that premiums are up to date, all documents were received and are clear en legible;
-
Claims are paid to the service provider (funeral parlour), principal member or beneficiary;
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Sanlam has years of experience in the funeral industry and is one of South Africa's oldest insurers in the market, ensuring you are with a business partner that will help move your business forward to greater growth through their line of expertise products.